Personal Pensions

Saving for a comfortable and prosperous retirement should be at the top of anyone’s financial planning list, wherever they live and work. Pensions are also one of the most tax-efficient ways to save, particularly for higher-rate taxpayers. A flexible retirement arrangement can help you accumulate long-term capital and provide a worthwhile return, while taking advantage of pension-related tax benefits.

For the internationally mobile individual, there are many additional aspects of retirement planning to consider, and it is essential that the chosen solution should be correctly structured to suit your circumstances. Recent UK legislation has given expatriates significant advantages – but many people remain locked into plans that do not make full use of these benefits. Sovereign will assist you to find the most cost-effective and appropriate solution to suit your objectives, resources and risk profile.

Sovereign provides a ‘one-stop shop’ for retirement planning, with a selection of innovative international retirement planning products that are backed by consistent service and support. Operating across several different jurisdictions worldwide, Sovereign has established fully licensed pension operations in Gibraltar, Guernsey, the Isle of Man and Malta. From each of these offices, Sovereign provides personal pension plans that can be used by international and locally resident members.