About


An effective risk management plan can save resources and improve operational stability, protect people and the environment, prevent or reduce liabilities, and protect reputation and public image. It can also assist in clearly defining your insurance needs.

Sovereign Insurance Services (SIS) provides the insurance component of the Sovereign’s product suite with a range of traditional and non-traditional corporate insurance solutions that are aligned to a company’s overall risk management strategies. Based in Gibraltar but with a presence in London – the centre of the international insurance industry – SIS will work for the Sovereign client, not the insurer, to obtain the most suitable insurance products at the most competitive pricing levels available in the markets. It will also ensure that you are not paying for insurance that you don’t need.

Our range of corporate insurance products includes, but is not limited to:

  • Business Insurances for corporate clients including liability programmes covering public liability, professional Indemnity and insurance for directors and officers;
  • Cyber liability insurance;
  • Key Man Insurance (to compensate a business for the financial loss on the death or critical illness of a key employee);
  • Personal Accident/Illness and Income Protection/Disability Insurance;
  • Bespoke personal insurance programmes;
  • Kidnap & Ransom insurance.

Private Medical Insurance (PMI)


Private Medical Insurance can benefit businesses in many ways. Employees are an expensive investment, so you need to make sure that they stay healthy. Getting the right medical help quickly can be difficult – especially when employees are working and living overseas.

PMI is also a high value employee benefit to aid recruitment and staff retention. Prompt attention, quality treatment and a speedy return to work make medical insurance a highly valued benefit for employee and employer alike.

With our PMI plans, whether it’s an illness or an accident, you can provide your employees with access to medical treatment and care – wherever and whenever they need it. PMI ensures that your employees have speedy access to healthcare, greater control over when and where treatment is received.

PMI costs can be high, so it is important that you make the right choice on what cover levels would suit your employees. SIS will research the market thoroughly and arrange PMI plans for corporate clients that are appropriate to their size, budget and location, as well as for private individuals and their families.

Get in Touch

Please contact us if you have any questions or queries and your local representative will be in touch with you as soon as possible.